Alarm and Fire Protection Insurance

Insuring the unique needs to alarm and fire protection businesses.

In your business, you’re installing systems that are the eyes and ears of a home or business. That kind of work can pose major risks and responsibilities. Whether you specialize in home monitoring systems or alarms, the technology is complex. Schatz Insurance is dedicated to providing you with an affordable insurance product designed especially for your unique needs.

Get a quote

Select the specialty insurance area that best fits your business and complete the questionnaire, providing as much detail as you can. After completing the questionnaire, save the information to your computer and email your completed questionnaire to our office. We will review the information on the questionnaire in detail and will be in touch with your specialty insurance quote.

We are currently designing new questionnaires for Alarm and Fire Protection Insurance. If you have questions or would like a quote please call us at (847) 356-1520. Thank you. 


Specialty coverage designed for…

  • Fire suppression system installer
  • Wet and dry systems
  • Testing
  • Fire extinguisher service and repair
  • Fire equipment dealer
  • Fire alarm system
  • Restaurant fire suppression installation service and repair
  • Hood and duct cleaning

Coverage highlights

Auto Liability

For company-owned cars driven by you or your employees, this coverage provides legal protection for negligence. If someone else gets hurt or you damage their property, it can be costly. We’ll be there with experienced claim professionals and a strong legal team. We also offer Hired and Non-Owned Auto coverage to protect you when employees use their own cars.

General Liability

Operating your own business can be challenging. You put every ounce of your experience into getting the job done but sometimes accidents happen and can lead to a claim … a customer slips on your wet office floor and is injured, an ad in your local newspaper unintentionally offends someone, or an employee drills into a water line during an installation. If that happens, we’ll be there to defend you. Professional Errors and Omissions Liability coverage for design and installation is also available for most accounts.

Property Coverage

You’ve invested in expensive equipment; maybe you purchased your own building. Protect these investments with the right coverage at the right price. In addition to a variety of property coverages,
Schatz Insurance offers the Platinum Pak which provides additional protection, including coverage for computers and employee theft.

Other coverages available

Errors and Omission, Commercial Umbrella, Bonds, Inland Marine, Crime, Employment Practices Liability, and more.

Program requirements

  • Installers must be licensed or certified
  • NFPA guidelines must be followed
  • A $500 property damage deductible per claim applies

 Talk to us

If you would like assistance completing your questionnaire for: General Liability, Property Equipment, Commercial Umbrella, Commercial Automobile and Workers compensation, contact us!