Insuring the unique needs to child care businesses.

There’s nothing more important than taking care of children…with the possible exception of taking care of the people who take care of children. But it’s just as important to make sure your child care business is properly protected so you’re equipped to handle unexpected situations. Schatz Insurance is dedicated to providing you with an affordable insurance product designed especially for your unique needs.

Get a quote

Select the specialty insurance area that best fits your business and complete the questionnaire, providing as much detail as you can. After completing the questionnaire, save the information to your computer and email your completed questionnaire to our office. We will review the information on the questionnaire in detail and will be in touch with your specialty insurance quote.


Specialty coverage designed for…

  • In-home centers (family type)
  • Group and commercial centers
  • 24-hour operations (night-time operations)
  • Drop-in centers
  • Head start programs
  • Latchkey operations
  • Before-and-after-school programs

Coverage highlights

  • Liability (abuse and molestation coverage available)
  • Property
  • Crime
  • Loss of business income
  • Auto
  • Workers’ compensation
  • Umbrella (up to $10 Million)
  • Directors & officers (Not-for-Profit)
  • Employment practices liability

Tips for child care providers

  • Conduct background checks
  • Keep the journal up-to-date
  • Keep the procedural manual current
  • Continue education
  • Report but don’t handle the claim
  • Turn down that water temp!
  • Use sprinklers to cool off in the summer
  • Practice proper lifting techniques
  • Dogs, cats, and kids – watch out!

 Talk to us

If you would like assistance completing your questionnaire for: General Liability, Property Equipment, Commercial Umbrella, Commercial Automobile and Workers compensation, contact us!