Gym / Health Club / Crossfit Insurance

Insuring the unique needs of health club businesses.

 Get a quote

Select the specialty insurance area that best fits your business and complete the questionnaire, providing as much detail as you can. After completing the questionnaire, save the information to your computer and email your completed questionnaire to our office. We will review the information on the questionnaire in detail and will be in touch with your specialty insurance quote.



You provide a variety of workout equipment and activities to challenge your members. Each day you make sure they have a safe and enjoyable workout experience at your health and wellness center, but you need to be prepared for the unexpected. Schatz Insurance is dedicated to providing you with an affordable insurance product designed especially for your unique needs.

Specialty Coverage Designed For…

  • Circuit-workout facilities
  • Childcare centers
  • Massage therapists
  • Personal trainers with health clubs
  • Tanning beds
  • Martial arts studios
  • Nutritional counseling
  • Sporting good sales
  • Restaurant or snack bar sales
  • Swimming pools

 Coverage Highlights

Available Coverage

  • General Liability
  • Property
  • Equipment
  • Crime
  • Commercial Umbrella
  • Commercial Automobile
  • Workers Compensation

Additional Coverage Included

  • Abuse and molestation – with defense outside the limits
  • Health club professional liability for advising members on fitness or nutritional needs
  • Child care professional liability for rated and licensed child care operations
  • Sports participant legal liability – if injured participant sues organization despite signing a waiver
  • Medical payments to child care students – at special limits
  • Medical payments – included to $5,000 (higher limits available)
  • Membership discrimination – $2,500 limit

Additional Coverage Available

  • Excess sports medical payments – available to sports participants on limited basis – $2,500 limit
  • Tanning operations, including professional liability
  • Massage operations, including professional liability
  • Property
  • Business income – no waiting period or deductible (actual loss sustained)
  • Equipment breakdown from electrical and mechanical systems malfunction
  • Commercial auto
  • Crime
  • Umbrella – up to $10 million
  • Employee benefits liability – claims made to $1 million
  • Employment practices liability – $100,000 limits, higher limits available
  • Directors & officers (not-for-profit)

Group training, private training, boot camps, corporate fitness programs, independent exercise instructors (Pilates, yoga, tai chi, aerobics) are eligible for our insurance program.

 Talk to us

If you would like assistance completing your questionnaire for: General Liability, Property Equipment, Commercial Umbrella, Commercial Automobile and Workers compensation, contact us!